Black Family Digital
Last Updated: August 31, 2026
The words “we,” “us,” “our,” and “Company” refer to Black Family Digital, a Maryland limited liability company, which owns and operates this website. The words “you,” “your,” and “User” refer to any person who visits, browses, accesses, registers with, or purchases from us.
These Terms & Conditions (the “Terms” or this “Agreement”) govern your access to and use of our website and any associated websites, our social media accounts and channels, our blogs, our email communications, our mobile applications, and our subscription or membership platforms (together, the “Site”), as well as your purchase and use of anything we sell or provide.
“Content” means, without limitation: the Site itself; all information appearing on the Site; our materials, writings, images, video, and audio; our Products; our Services; any digital material delivered or downloaded by email or any other electronic method; webinars; courses; classes; live sessions and live posts; and all similar material, whether you paid for it or received it at no cost.
“Product” and “Products” mean, without limitation: any materials, resources, templates, guides, or information we make available to you through a digital product, course, membership, subscription, or service; and any digital content or information delivered or downloaded by email or other electronic means, including webinars, documents, programs, courses, communities, membership sites, subscription sites, classes, PDFs, spreadsheets, prompts, live video calls, and live posts.
“Service” and “Services” mean any guidance, support, instruction, coaching, or assistance provided by us or by anyone acting on our behalf in connection with our Products and the educational material we provide — including email support, question-and-answer sessions, community access, and other support resources.
PLEASE READ THIS ENTIRE AGREEMENT BEFORE VIEWING OR USING THE SITE. IF YOU ACCESS OR USE ANY PORTION OF THIS SITE, YOU AGREE TO BE BOUND BY THE TERMS SET OUT BELOW. IF YOU DO NOT AGREE, DO NOT USE THIS SITE AND DO NOT PURCHASE FROM US.
We make the Site, our Content, and our Products available to you on the condition that you follow the terms set out below. We may revise or update this Agreement at any time, at our sole discretion, by posting a revised version on the Site. Revisions become effective as soon as they are posted. If you continue to use the Site, our Content, or our Products after a revised version is posted, you have accepted the revision.
If you have questions about these Terms, write to us at the email address listed in the final section.
Right to Refuse Service. We may refuse service to any person, for any reason, at any time.
Headings. Section headings and subheadings appear only for convenience. They do not limit or otherwise affect the meaning of these Terms.
Educational and Informational Purposes Only. Everything we provide is offered for general educational and informational purposes. It is not a substitute for primary sources, and it should not serve as your only basis for any decision affecting your personal life, your health, or your business. Verify important matters against more accurate, more complete, or more current sources before acting.
You understand and agree that nothing we provide constitutes legal advice, financial or investment advice, tax advice, accounting advice, medical advice, mental health or therapeutic advice, or health and wellness advice, and that we are not a licensed professional service provider in any of those fields. This applies to everything we produce or share, including without limitation material delivered by phone, video conference, email, online forum, live webinar or live broadcast, video or audio recording, course, digital product, or written resource. We do not diagnose, treat, prescribe, or render professional opinions of any kind. Nothing we offer replaces hiring a qualified licensed professional for your specific circumstances.
Age Requirement. You must be at least the age of majority in your jurisdiction to access our Site, Content, or Products. Our Site, Content, and Products are directed solely to persons who have reached the age of majority. If you are under 13 years of age, do not use, view, purchase, or browse the Site, Content, or Products. If we learn that a person under 13 has given us personal information, we will delete that information in accordance with the Children’s Online Privacy Protection Act of 1998 (“COPPA”).
Assumption of Risk. You use this Site and its Content voluntarily and entirely at your own risk. We are not responsible or liable for any harm, loss, or damage of any kind — to you, your business, your finances, your physical or mental health, or otherwise — arising from or connected to your use of the Site or Content, including any action you take or decline to take as a result. Consult an appropriate professional about your individual questions and concerns.
Severability. If any term or provision of this Agreement is held unlawful, void, or unenforceable for any reason, that term or provision will be severed from this Agreement. The remaining terms and provisions will continue in full force and effect.
No Waiver by Delay. If either party does not promptly enforce this Agreement or any term of it, that does not waive the right to enforce it later and does not modify this Agreement, no matter how many times or how frequently a term is violated.
Termination. We may immediately terminate your access to or use of the Site, the Content, or any Product, and revoke the limited license granted to you, at our sole discretion and for any reason. Permitting your access is entirely at our discretion, and we may revoke it without notice to you.
Governing Law. This Agreement, and any dispute arising out of or relating to it, the Site, our Products, or our Services, is governed by and construed under the laws of the State of Maryland, without regard to conflict-of-law principles.
Venue and Jurisdiction. Any dispute arising out of or relating to this Agreement, the Site, our Products, or our Services shall be brought exclusively in the state or federal courts located in Prince George’s County, Maryland. You consent to the personal jurisdiction of those courts and waive any objection based on inconvenient forum. Nothing in this provision prevents either party from bringing an individual claim in a small claims court of competent jurisdiction, or from seeking injunctive or other equitable relief in a court of competent jurisdiction to protect intellectual property rights or confidential information.
Class Action Waiver. Any dispute arising out of or relating to this Agreement is solely between you and the Company.
YOU AGREE TO WAIVE ANY RIGHT TO LITIGATE ANY CLAIM OR DISPUTE AS A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE ACTION. YOU AGREE THAT YOU WILL BRING CLAIMS AGAINST US ONLY IN YOUR INDIVIDUAL CAPACITY, AND NOT AS A MEMBER OF A CLASS OR AS A REPRESENTATIVE OF OTHERS.
Feedback and Communications. Any communication you send to us or make about us is neither privileged nor confidential, and may be shared with third parties subject to our Privacy Policy and any applicable third-party privacy policy. We own such communications, including those displayed on our Site or Content and including social media posts and emails, and we owe no credit, payment, or royalty for unsolicited user content. We may republish and use any such communication, in whole or in part, in the ordinary course of our business. You agree not to communicate with us for any unlawful purpose.
Account Creation. Using our Site, Products, or Services may require you to provide information about yourself, including your name, email address, username, password, and other personal information. You agree that all registration information you give us will be accurate, complete, and current. You agree not to impersonate anyone else or to supply account information or an email address that is not your own. Your account may not be used for any illegal or unauthorized purpose, and you may not violate any law of your jurisdiction while using the Site, Products, or Services. If your account is compromised, you agree to notify us in writing by email immediately and to change your password. Violating these Terms is grounds for removal from and permanent banning from the Site at our discretion. No refund, partial or otherwise, will be issued in that situation.
Email Communications. By giving us your contact information, you consent to receive electronic communications from us, including newsletters, promotions, and updates, sent to the email address you provided. You may opt out of promotional email at any time using the “unsubscribe” link, though we may still send non-promotional messages relating to your account or your transactions. Withdrawing consent may affect your access to certain services and updates.
Sale of Business or Assets. If the Company or substantially all of its assets are sold or transferred as a going concern — whether by merger, sale of assets, reorganization, or restructuring — or in the event of insolvency, bankruptcy, or receivership, the information we have collected about you may be among the assets transferred in that transaction.
Entire Agreement. This Agreement — including these Terms & Conditions, the Terms of Purchase set out below, and our Privacy Policy — is the entire agreement between you and us regarding your access to and use of the Site, the Content, and the Products, and supersedes any prior understanding on those subjects.
Incorporation of Privacy Policy. We handle your personal and non-personal information as described in our Privacy Policy, which is incorporated into this Agreement by reference.
Surveys. Our Site or Content may include optional surveys. We use surveys for research and to improve what we offer. Participation is voluntary. Any personal or non-personal information collected is handled in accordance with our Privacy Policy and any applicable third-party privacy policy. By participating, you agree to the transfer of your submitted information to us. Survey information is used for internal research and will not be publicly linked to you. We may share survey findings publicly in anonymized or aggregated form.
Force Majeure. Neither party is liable to the other, or deemed to have defaulted under or breached this Agreement, for any failure or delay in performing an obligation under these Terms when the failure or delay results from causes beyond that party’s reasonable control. Those causes include, without limitation: fire; flood; embargo; war or acts of war; insurrection; riot; strike, lockout, or other labor disturbance; pandemic, epidemic, or disease outbreak; national emergency or public health crisis; environmental or climate-related crisis; labor shortage or work stoppage; server failure, data breach, data loss, or cloud storage disruption; power outage; disruption of communications or internet service; third-party platform failure; and acts of God (each, a “Force Majeure Event”). The affected party will make reasonable commercial efforts to remove the cause of nonperformance — including restoring access to Products and Services — and will resume performance promptly once it is removed. Each party will give the other prompt written notice of any Force Majeure delay when able to do so. If a Force Majeure Event continues for more than 30 days, either party may terminate this Agreement on written notice. A Force Majeure Event is not grounds for a refund, and no refund will be issued if you are unable to access or use the Products because of one.
By using our Site, Content, or Products, you agree to follow the rules below. If you break them, we may remove you and terminate any access you have. Whether conduct violates these rules is determined at our sole discretion.
No Illegal Activity. You may not use the Site, Content, or Products for any illegal purpose or in any way that violates an applicable federal, state, local, or international law or regulation, including laws governing the export of data or software.
No Fraud. Fraudulent activity of any kind is strictly prohibited. (Yes, this is covered by the rule above. We are stating it separately so there is no confusion.)
No Harmful Code or Tampering. You may not use the Site, Content, or Products to transmit, distribute, or expose the Site or its users to viruses, worms, or any other code that is dangerous, harmful, or destructive. You may not modify, reverse engineer, frame, mirror, or adapt any portion of the Site, Content, or Products. You may not interfere with the operation of the Site, render it inoperable, or transmit harmful code to it.
No Spam. You may not use the Site, Content, or Products in connection with sending spam to anyone.
Be Civil. You may use the Site, Content, and Products only in a civil and respectful manner at all times.
No Exploitation. You may not violate the privacy rights of other users, and you may not collect personal or non-personal information about our users without our express consent. You may not license, sell, resell, transfer, or otherwise exploit your access to the Site, Content, or Products, including by sharing login credentials.
No Impersonation. You may not create a false identity or account, impersonate another person or entity, or misrepresent yourself to us in any way.
No Scraping or Bots. You may not use data mining tools, robots, scrapers, or any similar data gathering or extraction method on the Site.
No Unintended Use. You may not use the Site, Content, or Products for any purpose other than their intended purpose.
No Prohibited Content. You may not use the Site, Content, or Products in any manner that is libelous, slanderous, pornographic, obscene, unlawful, threatening, hateful, harmful, abusive, harassing, violent, predatory, defamatory, or otherwise objectionable, as determined at our sole discretion.
These rules exist to keep this a safe and respectful space for everyone. Thank you for helping us maintain that standard.
The Site and its Content are protected under the copyright laws of the United States. You acknowledge that the Company owns the Site and the Content, and that both are our intellectual property.
We grant you a single limited, non-assignable, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Site and Content subject to this Agreement. Any violation of this Agreement is cause for immediate termination of that license and may result in legal action.
You may download and print certain Content from the Site for your own personal, non-commercial use. You may not copy or use our Content for any other purpose. You may not copy, frame, mirror, link to, or make similar use of any part of the Site or Content without our express written consent.
We may investigate any alleged violation of this Agreement and take whatever action we consider appropriate at our sole discretion, including warning you, suspending your access, terminating your access, or pursuing legal action.
If you believe our Site or Content infringes a copyright you own, contact us at the email address in the final section, and our designated agent under the Digital Millennium Copyright Act (17 U.S.C. § 512) will review your concern. You will be responsible for all damages — including attorney’s fees and costs — if you misrepresent that our Site or Content infringes your copyright.
Fair Use Notice. All trademarks, copyrighted material, logos, original photography, and designs on the Site that are specific to the Company belong to us. Using any of our copyrighted material, trademarks, or designs without our express written consent is strictly prohibited. Other copyrighted works, photographs, trademarks, and trade names appearing on the Site belong to their respective owners, all rights reserved; their appearance does not imply any connection to, license from, endorsement by, or relationship with those third parties.
Photos, memes, GIFs, and similar material not created by us have been purchased, licensed, credited, linked to their original source, or obtained from the public domain. We believe any third-party copyrighted content used here constitutes fair use under applicable copyright law. If you want to use copyrighted material from this Site in a way that would not constitute fair use, you must obtain permission from the copyright owner.
Sharing Our Content. You may not post, distribute, or reproduce any material or Content from our Site, our social media accounts, or any other proprietary source without our written consent. Send requests to the email address in the final section.
Affiliate Links. Our Site and Products may contain affiliate links promoting third-party companies, products, or services. Through affiliate marketing, we may receive a commission, a service, or a complimentary product when you make a purchase through those links. You accept responsibility for any harm, damage, or benefit resulting from clicking affiliate links on our Site or in our Products. We make no guarantee about the quality of any affiliate product or service and bear no liability for it.
Links to Other Sites. Our Site and Products may contain non-affiliate links to other websites, offered purely for your convenience. We do not endorse or verify the accuracy of information on third-party sites. We make no guarantee about the quality of any third-party product or service and bear no liability for it. Direct questions about a third-party site or resource to that third party. We are not responsible for any action or inaction you take in connection with a third party.
Suggested Products. Our Site and Products may include suggestions or recommendations about products. Those suggestions are informational only and are not endorsements, guarantees, or warranties of any kind, even where an affiliate relationship exists. Selecting, purchasing, and using any suggested product is solely your responsibility. Conduct your own research, read labels and reviews carefully, consult professionals before purchasing or using, and account for your own allergies, sensitivities, skin type, hair type, health conditions, and other individual factors that may affect whether a product is suitable for you.
Artificial Intelligence Prompts and Tools. We may provide suggested AI prompts to help you create your own content. These are offered for convenience and inspiration. We do not guarantee any particular result or the accuracy of AI-generated output produced from them. Their effectiveness, accuracy, and suitability will vary with your circumstances. You are solely responsible for reviewing, editing, fact-checking, and implementing any prompt and any resulting output so that it fits your brand and complies with the law. Our Products and Services are not a substitute for professional advice, and we disclaim liability for any damage or loss resulting from your use of the prompts or their output.
Our Site, Products, or Services may occasionally contain typographical errors, inaccuracies, or omissions, or information that is not current or complete. We may correct any such error, inaccuracy, or omission at any time without prior notice. We make no representation or warranty about the information provided, regardless of its source, and we disclaim all liability for inaccuracies, errors, and omissions in it.
We may update, change, or replace any part of these Terms by posting the update to our website, platform, Products, or Services. Checking these Terms periodically for changes is your responsibility. Your continued access to or use of our digital products, courses, or memberships after changes are posted constitutes acceptance of those changes.
We may also modify the contents of our Site, Products, or Services at any time, and we have no obligation to update any information or to notify you of changes. You agree that monitoring changes to our Products and Services is your responsibility.
You agree to defend, indemnify, and hold harmless the Company, its members, officers, employees, contractors, representatives, affiliates, providers, and related third parties, and each of their respective agents, from and against any and all claims, losses, costs, damages, liabilities, and expenses — including attorney’s fees — arising from: your activities in connection with our Site, Products, or Services; your violation of these Terms; your improper or unauthorized use of our Site, Content, or Products; any claim that material you transmit through or in connection with our Site or Content infringes or violates intellectual property, privacy, or other third-party rights; and any unlawful conduct by you under state, federal, or common law in connection with your access to or use of our Site, Content, or Products.
We reserve the right, at your expense, to assume exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with that defense at your expense. We will make reasonable efforts to notify you of any such claim, action, or proceeding once we become aware of it.
Limitation of Liability.
IN NO EVENT SHALL THE COMPANY, ITS MEMBERS, OFFICERS, EMPLOYEES, CONTRACTORS, REPRESENTATIVES, AGENTS, PROVIDERS, OR ANY THIRD PARTY MENTIONED ON THE SITE, IN THE CONTENT, OR IN THE PRODUCTS BE LIABLE FOR ANY DAMAGE WHATSOEVER ARISING FROM OR RELATING TO YOUR USE OF OR ACCESS TO THE SITE OR CONTENT. YOU AGREE TO RELEASE US, OUR PROVIDERS, AND RELATED THIRD PARTIES FROM ANY AND ALL DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO YOUR USE OF OR ACCESS TO THE SITE AND CONTENT. YOUR SOLE REMEDY FOR DISSATISFACTION WITH, OR ANY CLAIMED HARM ARISING FROM, THE SITE, CONTENT, PRODUCTS, OR SERVICES IS TO STOP USING THEM.
Disclaimer of Warranties.
WITHOUT LIMITING THE LIMITATION OF LIABILITY ABOVE, THE SITE AND ALL CONTENT — INCLUDING THE PRODUCTS — ARE PROVIDED TO YOU “AS IS” AND “AS AVAILABLE.” THE COMPANY SPECIFICALLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT ACCESS TO THE SITE OR CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE.
No advice or information, whether oral or written, that you obtain from us or from any related third party creates any warranty not expressly stated in these Terms.
We may modify or discontinue the Site and Content, temporarily or permanently, at any time and without notice. We may impose limits on your use or restrict your access to any part of the Site or Content without notice or liability. You agree that we are not liable to you or to any third party for any such modification, suspension, termination, or discontinuance.
Our Site, Content, and Products may include testimonials from users. The views expressed in testimonials belong solely to the individuals or businesses who gave them and do not reflect our views or opinions. Individual results vary. Testimonials are not intended to represent or guarantee that you or anyone else will achieve the same or a similar result. All testimonials come from real people describing real experiences, and they may not reflect a typical user’s experience. We do not claim, and you should not assume, that every user will get the results described. Your individual results will vary.
If you download a free digital product from us — including in exchange for your contact information — you agree to use it solely for your personal, non-commercial purposes. Free digital products may not be copied, edited, distributed, or shared in any form other than the original form in which we provided them. You agree not to hold out our material as your own and not to attempt to profit financially or otherwise from our digital products, materials, or content.
By purchasing from the Company, you expressly consent to these additional Terms of Purchase in addition to everything above. If any provision above conflicts with a provision in this Section, this Section controls. Read all of these Terms carefully before you purchase.
IF YOU DO NOT AGREE TO THESE TERMS, DO NOT PURCHASE OUR PRODUCTS OR SERVICES.
For ease of reference within this Section, “Product” and “Service” carry the meanings given in the Introduction and Definitions above.
ALL SALES ARE FINAL.
No refunds, credits, exchanges, or cancellations will be issued under any circumstances. This policy exists because of the instantly downloadable nature of our Products and the immediate access granted to our Services. Once a purchase is completed, the Product has been delivered and cannot be returned.
This policy applies without exception, including where:
Subscriptions. No partial, prorated, or unused-time refunds will be issued for any monthly subscription, whether or not you used the Services during the subscription term.
Acknowledgment at Checkout. Before completing any purchase, you are required to affirmatively check a box confirming that you have reviewed your order details and total price, that you understand your purchase is final and non-refundable, and that you have read and agree to these Terms. Checking that box and completing your order constitutes your knowing, voluntary, and informed acceptance of this Refund Policy and this entire Agreement.
Billing Errors. This Refund Policy does not apply to verified billing errors. If you believe you were charged in error, charged an incorrect amount, or charged more than once for the same Product, contact us at the email address in the final section within seven (7) days of the charge. We will investigate and correct any verified error.
Statutory Rights. Nothing in this Refund Policy limits any right you may have that cannot be waived under applicable consumer protection law.
We may refuse or cancel any order, at any time, for any reason, including without limitation: Product or Service availability; errors in a Product description, Service description, or price; errors in your order; multiple or duplicate purchases or requests; our suspicion that you purchased with the intent to seek reimbursement or a chargeback; and our suspicion that your order is fraudulent, unauthorized, or otherwise unlawful.
We may change our prices at any time, at our sole discretion, before accepting your order. If a price changes before your order is accepted, you may cancel the order.
If you pay for a Product or Service by credit or debit card, you authorize us and our third-party payment processors to charge your card in the amount owed for that Product or Service.
Chargebacks. You agree not to dispute any charge made to your card in connection with a purchase from us. If you initiate a dispute or chargeback, you agree to immediately cancel or withdraw it and to contact us directly to resolve the matter. Initiating a chargeback instead of contacting us is a breach of this Agreement. We reserve the right to permanently revoke your access to all Products and Services, terminate your account, refuse you future service, and pursue collection of the disputed amount. You are responsible for all costs associated with recovering payment on such a dispute, including collection costs and attorney’s fees.
Before initiating any dispute, contact us first at the email address in the final section. We respond to support inquiries promptly and can resolve most issues directly.
Our Products are protected under the copyright laws of the United States. You acknowledge that the Company owns the Products and that they are its intellectual property.
The following licensing terms govern your use of our digital Products.
Permitted Use. You may download and print materials from our Products for your own personal and internal business purposes only. No commercial use, resale, or rebranding of any kind is permitted. You may not copy or use our Products for any other purpose, and you may not copy, frame, mirror, link to, or make similar use of any part of a Product or Service without our express written consent.
License to Use. By purchasing, downloading, or using our Products, you are granted one limited, non-assignable, non-exclusive, non-transferable, non-sublicensable, revocable license to the specific Product you purchased and downloaded or used.
Prohibited Uses. You may not share the Products with anyone. You may not grant master resell rights or private label rights to anyone. You may not sell, resell, reproduce, duplicate, copy, or exploit any portion of our Products, the information they contain, or any Content on the Site through which the Products are delivered, without our express written permission.
Derivative Works. You are expressly prohibited from using information obtained from our Products or Services to develop derivative works — meaning you may not use knowledge acquired from our offerings to build a competing product that you would not otherwise have had the capacity to develop.
Consequences of Violation. If you violate these Terms by giving away, selling, reselling, or exploiting our Products, you agree to pay for a license for every copy you gifted or sold. We reserve the right to revoke your license and terminate your access to our platform, Products, and Services, temporarily or permanently, in addition to pursuing any other legal remedy available to us.
Liquidated Damages. If you create unauthorized products based on knowledge acquired from our offerings that would otherwise have been beyond your capacity to create, you agree to pay the Company liquidated damages equal to the then-current license or subscription fee, or the fair market value of the Product price, per instance of breach.
Confidentiality. By accessing or using our platform and Products, you agree to treat all information we provide, or that you obtain through the Products, as confidential and proprietary. You may not disclose, share, distribute, reproduce, or use that confidential information for any purpose other than your own permitted use of the Product. Confidential information includes, without limitation, trade secrets, proprietary knowledge and ideas, strategies, systems, frameworks, technical specifications, designs, documentation, information not generally known to the public, and anything we designate as confidential.
You acknowledge that this confidential information is valuable and constitutes our intellectual property. You agree to exercise reasonable care to prevent its unauthorized disclosure or use. This duty of confidentiality survives the termination or expiration of your access to our Products.
Future Promotions. Promotional discounts not offered at the time of your purchase are not guaranteed to be extended to you if they are offered later. Any decision to extend a later discount is entirely at our discretion. We may modify or cancel any promotional discount at any time without notice.
Future Updates. We periodically update our Products to keep them current. For the lifetime of our business, you will receive those revisions and updates at no additional charge. All revisions, updates, and amendments are governed by these Terms.
Lifetime Access. Where we offer “lifetime access” to a Product or Service, that phrase refers to the lifetime and duration of the Company — not the lifetime of any individual customer. Lifetime access continues for as long as the Company is operating and actively providing that Product or Service. If the Company ceases operations or discontinues the Product or Service, the lifetime access guarantee becomes null and void. Lifetime access is granted only to the original purchaser and cannot be transferred, sold, or assigned. We may modify, amend, or terminate the lifetime access guarantee for future customers at our sole discretion.
Order Confirmation. You will receive one or more emails confirming your order, containing your download or your access credentials along with details of your purchase. If there is an error in a confirmation email or any email concerning your purchase, it is your responsibility to notify us as soon as possible.
Collections. If you purchase a Product or Service and fail to make payment, you will owe the full outstanding amount plus interest and all collection costs, including attorney’s fees.
Assumption of Risk. Any reliance on our Products, Services, or the information they contain is at your own risk and is entirely voluntary. You accept that we are not responsible or liable for any harm or damage to you, your business, your life, your physical or mental health, your finances, or otherwise, arising from your use of our Products or Services — including any action you take or decline to take as a result. Consult a professional about your individual questions and concerns.
False and Defamatory Statements. You agree not to make, publish, or direct others to make any statement about the Company, its members, officers, employees, agents, policies, Products, or Services that you know to be false or that is made with reckless disregard for its truth. Nothing in this Agreement restricts your right to publish honest reviews, ratings, or performance assessments of our Products or Services, and nothing here restricts your right to communicate truthfully with any government agency or as required by law. This section survives termination.
No Guarantees. We cannot guarantee any outcome from using, consuming, participating in, or applying our Products or Services. We guarantee only that the Products and Services will be reasonably provided to you in accordance with these Terms. You acknowledge that outcomes depend on subjective factors outside our control — including your participation, implementation, effort, and circumstances. Not achieving your desired result is not grounds for a refund, partial or otherwise.
Maximum Damages. Your sole remedy for any claim or action against the Company is limited to, and shall not exceed, one hundred dollars ($100.00).
Attorney’s Fees. In any controversy, claim, or dispute between us arising out of or relating to this Agreement or its breach, the prevailing party is entitled to recover all costs incurred, including attorney’s fees.
Any earnings, income, or financial figures, claims, or examples appearing on our Site, in our Products, or in our Services are estimates, hypothetical scenarios, or testimonials only. They are not guarantees or promises of your actual or individual results, now or in the future. Past performance does not indicate future results.
WE MAKE NO INCOME OR FINANCIAL CLAIM OR GUARANTEE OF ANY KIND REGARDING FINANCIAL OUTCOMES OR POTENTIAL INCOME BASED ON YOUR USE OF OUR SITE, PRODUCTS, OR SERVICES, OR OUR AFFILIATE PROGRAM IF WE OFFER ONE.
Your individual results will vary depending on many factors, including your actions and inaction, your effort, your skills, market conditions, and your individual circumstances. There is no guarantee that you will make any money using our offerings, and financial risk is involved.
We encourage you to consider your own situation carefully and to do your own research before making any decision.
Consent to Recording. By participating in a live training, question-and-answer session, or event hosted by the Company, you acknowledge and agree that the session may be recorded and later used as pre-recorded material for educational purposes. You grant the Company an irrevocable, unrestricted right to use, reproduce, distribute, display, and create derivative works from those recordings, including your voice, image, likeness, and other attributes captured during the session.
Questions and Participation. If you ask a question or join a discussion during a live session, you consent to the recording of your voice, image, and likeness as part of the overall recording.
Confidential Information. We will make reasonable efforts to exclude personally identifiable or sensitive information from recordings before reusing them. It remains your responsibility to avoid sharing confidential or sensitive information during live sessions.
Anonymous Use. You understand that certain topics may be shared anonymously and hypothetically with others for training, supervision, mentoring, evaluation, professional development, or consultation. You consent to that use provided the information is shared anonymously.
Limited Educational Use. Recordings from live sessions will be used solely for educational purposes within the Company’s business. They may be made available to members who were not present at the live session, and to future members.
Withdrawing Consent. To withdraw consent to the use of your voice, image, and likeness in recordings, notify us in writing. Withdrawal applies only to future use and not to recordings already in use.
In addition to everything above, this Section applies to our membership and subscription Products and Services.
Scope. The Services, Products, and features included in a membership subscription are as described on the sales page at the time of your purchase. Anything not explicitly listed on that sales page is not included. If there is any discrepancy or question about what is included, the sales page as it existed at the time of purchase is the controlling reference and supersedes any conflicting information from any other source.
Updates and Modifications. We may update or modify the content, features, or structure of the membership at any time. Updates will not diminish the value of what you have already purchased, and we will communicate significant changes to members in advance.
Recurring Billing and Payment Authorization. Monthly subscriptions bill on a recurring basis. By purchasing a membership or subscription, you authorize us to charge your card monthly for the selected plan. Your subscription automatically renews each month at the then-current rate unless you cancel before your renewal date.
Subscription Refunds. As stated in the Refund Policy above, all Services rendered during your subscription term are final. We do not issue partial or prorated refunds for unused Services within a billing cycle.
Termination of Membership. We may terminate your membership if:
Cancellation. You may cancel your membership at any time by logging into your account and selecting the cancellation option, or by emailing your cancellation request to the address in the final section. Cancellation takes effect at the end of your then-current billing cycle. We recommend canceling at least 48 hours before the end of a billing cycle to avoid an additional charge. If you do not cancel before the end of the cycle, your membership continues into the next cycle.
After cancellation is complete:
If you have any trouble canceling, email us directly at the address in the final section.
Modification of Membership Terms. We may modify, cancel, suspend, or discontinue any aspect of the membership program, including fees, features, and benefits. We will give active members reasonable notice of any significant change.
Community Rules of Conduct. As a member, you agree to follow these rules while participating in discussions, forums, and other interactive features:
Guest Trainers. We may invite guest trainers or subject-matter experts to provide educational content, workshops, or live sessions as part of membership benefits. Guest trainer content is subject to the same terms governing our own Content, including the provisions on liability, warranties, personal use only, intellectual property, indemnification, recording and distribution, and our right to modify or cancel any session.
Peer-to-Peer Support. This membership includes a peer-led community. Information and opinions shared there reflect individual experiences and perspectives only. We disclaim any and all liability for actions taken or decisions made based on member-shared information. Use your own judgment and seek professional guidance for important decisions — every situation is different, and what works for one person may not be right for another. We cannot guarantee the accuracy, completeness, or effectiveness of any advice shared in the community. Members are responsible for the content they post, and we reserve the right to moderate discussions and remove content that violates our guidelines.
Questions or concerns about these Terms should be directed to:
Black Family Digital
6333 Old Branch Avenue, Suite 302
Temple Hills, Maryland 20748
Email: [email protected]
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